Do I need a physical terminal to use the app? 06 July 2023 12:16 Updated No. All you need is the Banqup Terminal app on your smartphone and to connect it to your Billtobox account. Related articles Why use the Banqup Terminal App? How do I get charged? Can I install the app on multiple smartphones? How to activate the Banqup Terminal app? Comments 0 comments Please sign in to leave a comment.